instead of following CDC Tier system. We can have only 2 Cards 1 free and 1 staked cards,
and you can stake more SXP for more benefits if you choose so, EX. i Staked XXX sxp for card, and Stake Extra XXX SXP for more Cash back Rewards/benefits.
i believe cheap cards and the ability to choose what benefits you want , and decked out your card TO YOUR OWN LIKING
i see SWIPE going in the Community Governance where everyone can vote for the Best ideal. With only 1 Staked card we can identify us as a Whole Community.