$0.05809 -0.52%
XLM · 1w

Why isn't there a way to send payments globally and easily with stellar already?

This might be a bit of a dumb question, but after reading a bit about stellar and going through the coinbase videos, I'm curious: why isn't there already a way to send payments globally that uses stellar as its backend? As in, what's stopping a western union competitor from using stellar today to send dollars to pesos with a very low/nonexistent fee? I'm guessing it has to do with regulation, but if anyone has more input on why that is that would be helpful.
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