I'd love to start making business payments through XLM. Through StellarX and other decentralized exchanges, it's easy to put XLM in the cryptocurrency of your choice and withdraw it. I love how XLM is EASY to send with low fees and quick confirmations. The issue I am hitting is how to get XLM without a lot of fees. I know I can buy it on Coinbase, but there are fees. I'm just wondering where are the lowest fees for buying XLM?