Avoid paying 50$ to crypto.com and use Memo ID, not Memo text
So, I transferred xlm from Blockchain wallet to crypto.com and entered memo text (default option). But coins never arrived in CDC. I contacted support and was told that memo is not added and they will charge me 50$ to deposit coins in my account.
I looked for more information on the internet and the bottom line is that memo text may not be visible on chain and memo ID is needed.
Otherwise CDC is ready to help for a fee of 50$.