More competitive loan interest rates?

NexoNexo
$1.23
2.36%
self.Nexo2m ago
So I've been using the competition's 1% loan up to 25% of my TVL - with this level of interest it encourages people like me to take some risk and take loans to invest. Unfortunately at Nexo every time I check rates are above 6% for me. Am I doing something wrong or are Nexo rates just not competitive?