Is there a way to spend monero anonymously with a debit card

ActualCartographer_
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Hey guys, I'll throw some more questions about it.

What would happen if I deposit money then buy xmr in a CEX, than transfer all xmr to a cold wallet? Does the government knows that I transferred it to another wallet? Does the IRS knows that I have no xmr in the CEX wallet?

What would happen if I transferred xmr to binance for instance and then spend the xmr with a card (idk if they provide a debit card for xmr)

I'm still doing my research about it. Any place to find more info? Thanks !