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CRO 1d

Transaction Fees Scenarios

Hi all, I am new to []( and have quite a few question marks. I do not know if there is a difference when i transfer EUR to the APP or the Exchange - are there different fees? Currently, on the APP it says "2.99% FEE WAIVED" - is that all of the fees? I do not know if changing from/to EUR from/to Crypto on the Exchange is cheaper than on the App? I do not know how to effectively and cheaply transfer money from the Exchange to the App (for payments in EUR at a shop)- Is CRO the cheapest option? I'd like to stake a certain amount of CRO for the VISA card and want to avoid as many fees as possible. I also want to check if the % of cashback is actually a win or a loss compared to all fees accumulated. Thanks!
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