DEFI returns vs Yield farm

CronosCronos
$0.14699
‑2.17%
self.Crypto_com8m ago
Why would someone stake their CRO on their DEFI wallet at ~13% apr when they could do CRO/USDT pairing for 120% apy? I’m also bullish on eth and CRO so wouldn’t that pairing yield, which is higher than eth 6.5% and cro 13%, be a no brainer? What am I missing about this? These numbers all all pulled from Beefy Fi.