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CRO · 3w

Am I the only one having difficulties understanding how this works?

So I've started seeing tons of ads about []( and how their products id wonderful, also a lot of people recommending this (probably because of the big referral bonus). However, i find it very difficult to understand all of the costs and benefits of their cards. Ok, I get the cashback and subscription bonuses etc., but how is money actually stored on your card? What kind of currency? What are the exchange rates and the costs for doing different operations? Do you get an IBAN? The Fees & Limits page in the app is close to impossible to comprehend. Has anyone stumbled upon a easy to understand guide on this thing?
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