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CRO · 5w

What is the exchange rate when using CRO card in VISA terminals?

So, my native currency is Norwegian Kronor and whenever I use the card, I pay in Euros in the terminal. I wonder if there is any exchange rate (and, in that case, how high) when using the card in VISA terminals. Like, I am prompted with a price in Kronor but I then pay in Euro with the card. Somewhere, there has to be an exchange from one currency to another and I'm wondering if I'm the one paying for that exchange and how much? Sure, I get a 2% cashback in CRO but if the exchange rate is higher than that, what's the point of using it?
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