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What are the benefits of combing the curve and MCO card?

I have ordered the midnight blue MCO card and waiting for it to be delivered. I’ve read posts on here about how you can combine the MCO card with a curve card. How exactly does curve enhance the MCO card. For example, does the MCO card still need to be loaded with money before use when used through curve. I have seen that using the card through curve will allow a small amount of more cash back and for it to be accepted by more retailers due to the added security, but past this what are the other benefits?
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