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Topping Up VISA Card Using Crypto

Just a sanity check for me on how this works. When I use "Crypto Wallet" on the "Top Up From" screen, it essentially just means it will sell crypto (I select) worth the amount I set on this screen, right? Edit: If so, how are the fees on the sold crypto? Am I better off selling it on another exchange and then transferring the $ instead? (here in Canada we have the ability to e-transfer to CDC for free)
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