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Recommendation for withdrawing MATIC

Hello, generally new to ERC20, and could use a little insight or direction. I want to withdraw 100 MATIC to make a purchase that requires it. I've had MATIC in my account for some time and happy to put it to use now. However, in []( app, 100 MATIC withdraw to the DeFi wallet or other wallet both incur a 20 MATIC fee... 20%!? 20% is a bit harsh in my opinion. Is there an alternative I am missing? I cannot use []( exchange 'due to market regulation' and the []( Defi Wallet states the gas fee at the time was around 9-14 gwei, and I am not understanding a proper path to avoid a 20 MATIC loss just to move it. Any insight would be appreciated! Thanks
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