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Does funds on card have to be cleared before upgrading card?

I think that I saw such a thing that funds have to be spent before upgrading the physical card. Upgraded from ruby to jade but I kept the physical ruby. Since I have realised that CDC earn is not available in my location, I want to get the physical jade card for having at least access to the airport lounge. Im in EU and I know there will be a 50€ fee.
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