Bank ACH Withdrawal Verification: Alternative to Plaid
I just can't stand the idea of using Plaid to verify my bank account since it requires me to give over my bank login credentials to a 3rd party. It's an insanely stupid and risky idea!
On top of that, Plaid can't deal with 2FA auth, so you have to turn that safety off. I just won't do that. I don;t know why CDC just can't do the '2 small deposits for a under a dollar to your account and then you verify the amounts' system like PayPal and many other platforms use.
Who wants to give a 3rd party your bank login? That's crazy!