A lot of cosmos// want to stay

I came in for a trade and did my research and want to stay and stake. I have a pretty substantial position and while I have bought in to the vision and can handle volatility. Can anybody here pitch long term value? What would generate growth and a hefty market cap. I read their last post about being a port city. What drives the value of Atom? For the average investor should it be viewed as a bank? Once vision is reached is this an explosive asset or one that will sustainable grow while paying “dividends/interest” vis staking.