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ADA · 3w

Resources on Potential Inherent Value in Cardano

I'm a long-time crypto skeptic slowly changing my view for Cardano. However, I am still fairly new to the industry and I was hoping I could get some recommendations for resources on what fundamental value Cardano can bring to the world over time. I've sifted through some of the guides here, but don't have the time to sort through everything. I've heard stuff about replacing banks and providing financial services like insurance and payments (with smart contracts or something?), but I don't really have a clear picture on what that looks like and how that will give Cardano inherent value, since I am assuming everything will be transacted in Cardano. Is there anything Cardano will do to generate cash flows in fiat, or does everything rely on people continuing to just believe Cardano has inherent value? And if Cardano successfully reaches unbanked populations in emerging countries, how does that create inherent value in Cardano from a USD perspective? Also, heard from some of my tech friends that Bitcoin is 1st gen, Ethereum is 2nd gen, and Cardano is 3rd gen which has the biggest potential to become the main crypto used in the future. What is the risk that a 4th gen crypto will pop-up and displace Cardano in the future? Any resources for me to read up on would be greatly appreciated. Thank you!
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