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Why do most multisig wallets use m/48'/0'/0'/2 as a derivation path ?

[BIP44](https://en.bitcoin.it/wiki/BIP_0044) specifies that `change` is either a constant 0 for regular addresses and 1 for change addresses. Yet, most wallets use `m/48'/0'/0'/2` with a `change` value of 2 for native segwit. Why? ​ Also, why was 48 choosen as the `purpose` value for multisig wallets?
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