I think we need regulation or btc fails.

ScrewTheBanker
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I don't see widespread adoption of bitcoin happening before we have people using btc without realising theyre using btc. The Strike network looks promising but i think we need pension funds before the warehouse workers, bus drivers and low income families can get onboard. And they only get onboard when America gets an ETF. (I don't fully understand why it hinges on an American ETF when I'm hearing there's btc ETFs in various countries around the world but I'm guessing its because America is the big economy with the world reserve currency. My biggest worry is that not enough people hold btc and if corporations keep fuding it so they can buy up low then the average Joe will only see the fud news and never believe in btc and just won't bother. I don't see how Bitcoin works as a peer to peer if no peers own it. We need state and private pension funds onboard. I'd also like to be proved wrong so this doesn't feel like a 50/50 gamble.