Electrum & Ledger Nano S question.


I was using Ledger live for a while but i wanted to connect my full node to my wallet. So i made a electrum wallet with my Ledger Nano S and connected my Node to this wallet.

What i understand is you can make multiple electrum wallets with 1 Ledger Nano S (1 Seed Phrase).

I want to have multiple electrum wallets because i want to keep KYC coins sperated from Non-KYC Coins.

Imagine i Die suddenly. Can someone access ALL electrum wallets made with my Ledger Nano S, using the Ledger Nano S (1) Seed Phrase. And is this a easy process? So in just 1 go he will access ALL my funds associated with this seed phrase?

Thanks for any help!