What is your borrow utilization rate on Algofi?

self.AlgorandOfficial8m ago
This is my first time messing with anything of this nature so all of this math and research is new to me. I'm sitting at a 22.51% utilization rate which I feel is pretty safe and comfortable. What are you guys sitting at and what percentages are you comfortable with? I'm talking like never looking at an algo chart comfortable lol